Get your dream project done by turning a large purchase into affordable monthly payments
The Enhancify Advantage
Enhancify is an online financing marketplace that makes it easy to see and compare many home improvement financing options in one place
The platform uses new technology to make the financing process faster, simpler, and more transparent, by connecting you with personalized pre-qualified offers from 15 leading lenders in real-time.
You’ll see multiple offers in one place, instantly, instead of having to individually shop around at different lenders or visit bank branches.
• Credit limits up to $100,000**
• Fast approvals
• Friendly customer service
• Multiple ways to make a payment
FIND OUT WHAT FINANCING OPTION IS RIGHT FOR YOU
1. Turn a large one-time payment into an affordable, predictable monthly payment with a set end-date.
2 . No need to take out equity from your home and give control to a bank.
3. Protect your family’s savings instead of wiping it out with one major purchase.
4. Get your roof or renovation done quickly, without weeks of meetings with banks, home appraisals, or paperwork.
5. Have security in a changing economy by preserving your savings and home equity with a low monthly payment.
HOW IT WORKS
1. SUBMIT A 60-SECOND APPLICATION ON OUR WEBSITE
2. REVIEW OFFERS, AND SELECT THE ONE THAT’S RIGHT FOR YOU
3. FINALIZE YOUR APPLICATION WITH A LENDER AND GET FUNDING IN 1-5 BUSINESS DAYS.
WHY FINANCE WITH ENHANCIFY?
FAQ about Enhancify
How do I get started with Enhancify?
You can complete our form online within seconds. Once you submit your information to us, we’ll immediately match you with your best options available based on your situation.
Is my information secure with Enhancify?
We take your privacy seriously and all of your information is safe and secure through a variety of different ways. One way is by using a SSL (Secure Sockets Layer) to establish an encrypted link so everything you provide to us remains private. You can review our privacy and security policy here.
How does Enhancify's process work?
We’ve made our process quick and easy for you and your customers. Once you fill out our form online, we will contact you and help you to set up your co-branded page which will allow you to offer financing to your customers, and as a result, close more jobs. We will match your customers with lending options from our network of the best lenders offering unsecured loans based on their needs. Our proprietary technology will do all the work and match your customers to the best option based on their unique situation. The options we’ve identified are options we’ve determined to give the best chance of success. Your customers will be able to apply for one, two or all of the options and submit their information on the lender’s website.
What is a secured loan?
A secured loan is a loan that uses an asset, such as a car or home, as collateral. If you default on the loan, the bank/lender can repossess the car or home.
What is an unsecured loan?
An unsecured loan, also referred to as a personal loan, is a loan that is based solely on the borrower’s creditworthiness, rather than by any type of collateral. An unsecured loan can be used for almost any purpose, including home improvements, debt consolidation, wedding expenses, etc.
Does Enhancify have any credit requirements?
No, our partner network is comprised of a variety of lenders or other solution providers to assist with all credit situations and needs.
Does Enhancify have any fees for the consumer?
No, we do not charge any fees to the consumer to utilize our services. Each lender you are matched with determines their own policy on what they charge. We are unable to determine the amount of closing costs or out-of-pocket expenses you may incur, however, if we are able to match you with a lender, you can discuss your specific situation with them once you are in contact.
Does Enhancify offer services outside of the U.S.?
No, unfortunately, at this time, we are only able to assist consumers who are residents outside of the United States.
Does Enhancify have lenders who deal with less than perfect credit?
Yes, we do! We have Lenders who work with borrowers with poor to excellent credit. All loan decisions are provided by our lending partners.
If I don't have an email address can Enhancify still assist me?
Yes, we can provide you with financial providers both online and via email. We highly recommend having an email though as our partners may require you to have one in order to proceed with them. If you don’t have an email address, you can also obtain one for free through services like Google, Microsoft/Bing, and Yahoo! Mail.
Does Enhancify or any of it's lending partners pull a credit report?
No, we do not pull your credit and in most instances our lending partners will only do a soft inquiry. However, if the lending partner does do a hard inquiry, the lender will notify you beforehand, usually somewhere on their website or prior to submitting your application with them. It is very important you read their terms and conditions prior to submitting your application.
What's the difference between a hard inquiry and a soft inquiry?
Simply put, a soft inquiry is an inquiry that occurs when either you, a credit card company, or a lender checks your credit to pre-approve you to offer you credit. Soft inquiries do not appear on your credit report, nor do they impact your credit scores.
A hard inquiry is an inquiry that occurs when you apply to a bank or lender so they can review your credit report as part of their decision-making process. A hard inquiry does show up on your credit report and will impact your credit score. This type of inquiry appears on your credit report for two years (24 months), however, it will only impact your credit score for the first year (12 months).
Am I obligated to proceed with any of the options Enhancify matched me to or one of the partners in your network?
No, if you apply to a lender and for whatever reason you decide not to move forward, you are not obligated to accept the loan. We do recommend you notify the lending provider as to why you don’t want to proceed with the application or the acceptance of the loan offer.
My question wasn't answered here. Can I contact Enhancify directly?
Yes, we love hearing from you. The best way is by sending us an email to Support@Enhancify.com. We strive to be your free online resource for life for all of your project financing needs.